U Loan - Instant Perosnal Loan

U Loan - Instant Personal Loan is an Indian leading digital lending money based personal loans platform, which meets customers' 24* 7 Financial needs completely online. After speedy review, the approved loan is immediately transferred to the applicant's bank account. We aim to meet the financial needs of customers and provide good Services of Consumer.

U Loan - is a Instant Personal Loan App where you can get personal loan upto Rs 2 Lakh as Direct Cash transfer in Groups of at-least 3 People.

U Loan - Instant Personal Loan app & Cash Loan App for all loan financing needs.

U Loan app is an online loan platform that provides all kinds of well-selected loan products, aiming at meeting different people's needs. Loan Instant - U Loan is an online loan application and credit platform for professionals from all over India, where you can apply for a loan online and transfer up to 500,000 rupees in cash to a bank account.

Introducing U Loan, a one-stop solution for a personal loan, credit cards, EMI cards, insurance, investments, bill payments & more. Through the U Loan app, users can instantly apply for the following loan, investment & insurance product & services,

U Loans Instant - Cash Loan is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.

Loan Types :
Online loan, a good choice to help you, you can get a loan through direct bank transfer. All you need is your PAN Card & Address Proof to avail ₹1,000 to ₹50,000 for a tenure ranging from 90 days to 6 months.

What is U Loan Cash loan

U Loans Money is a fast, secure, reliable, and free Android mobile banking app, available in India. We make getting a personal cash loan easy and fast: download the app, answer a few questions and get instant cash loans approved in under 5 minutes.

A representative example of the total cost of the loan Amount:
+ Amount Borrowed (Principal) = ₹14,999/-
+ Interest Rate (APR) = 36% (on Reducing Principal Balance interest calculation)
+ Tenure = 6 months
+ Processing Fee (incl. GST) = ₹826
+ Amount disbursed = ₹14,173
+ Your EMI amount = ₹2769 (based on PMT method, sample monthly payment)
+ Interest amount = ₹2769 x 6 - ₹14999 = ₹1614(sample interest calculation)
+ Total Cost of Loan = Processing Fee + Interest Amount + Late Fee = ₹826 + ₹1614= ₹2440
+ Principal repayment amount = ₹14,999/- (same as amount borrowed)
+ Total repayment amount = Principal repayment amount + Interest Amount + Fee = ₹14,999 + ₹1614 + ₹0 = ₹16,61

Loan Eligibility Criteria
❇️ Salaried Individuals
❇️ Above the age of 21
❇️ You are located at India

Documents Required
❇️ PAN card
❇️ Election Card or Driving License
❇️ Aadhaar card
❇️ Salary Slip or Official work email id
❇️ Salary Account bank statement
❇️ If address is other then Aadhaar then additional address proof (i.e. Rent agreement, Electricity bill, gas bill, etc.)

Data Security & Privacy
• All the data are secure and safe with us
• Phone contact list will be uploaded to our server