Pay Later, Digital Credit Card
Pay Later, Digital Credit Card APK
2.6 ․ 4 months agoFree ․ Vivifi India Finance Pvt Ltd ⇣ Download APK (29.78 MB)
FlexPay Card is a Digital Credit Card Buy Now Pay Later App-Quick Credit on UPI
What's Pay Later, Digital Credit Card APK?
Pay Later, Digital Credit Card is a app for Android, It's developed by Vivifi India Finance Pvt Ltd author.
First released on google play in 54 years ago and latest version released in 4 months ago.
This app has 5K download times on Google play
This product is an app in Finance category. More infomartion of Pay Later, Digital Credit Card on google play
FlexPay Card FlexPay Digital Credit Card - Scan and Pay at your favourite merchant stores any time, anywhere
FlexPay Card, brought to you by FlexSalary, is a Digital credit card like app that provides customers with their very own Digital Credit Card like experience. Now you can shop easily at offline merchants that accept UPI payments. Just scan and pay in a single tap using your approved credit.
FlexPay Card provides instant credit up to ₹ 2,00,000 for salaried individuals in India with the following -
• Annual percentage interest rate (APR)- maximum of 36%
• Tenure- Ranging from 10 months to 36 months
• One-time Processing Fee- ₹300 - ₹750 (including GST): Will be applicable in the case of a new customer only at the time of first withdrawal.
• Late Fee- ₹0
• Bounce cheque fees-₹0
• Prepayment penalty- ₹0
• Line usage fee- 1.5% + Tax Applicable only if the credit line is kept active after a part payment.
Using FlexPay Digital Credit Card, you can now pay for your groceries, medicines, bike service or buy train tickets & much more using your smartphone & pay later at your convenience.
If that’s the case, what are our charges? Let’s take a small example to explain this-
Payment Example*: Suppose you get approved for a credit amount of ₹50,000 at an interest of 33% for a tenure of 10 months, the total of all the payments would be ₹57,605. This translates to a maximum APR of 35.47%.
• Approved Loan Amount= ₹50,000
• Loan Tenure= 10 months
• Total of all payments= ₹57,605
• Principal= ₹50,000
• One-time Processing Fee= ₹750
• Total Interest Amount= ₹6,855
*The above example shows the schedule for a customer who makes all the suggested payments on time with a minimum payment of 15% of initial outstanding (principal). Interest Rate varies based on the risk profile of the customer.
There are no fixed EMI payments. You can repay the loan along with interest conveniently in flexible payments over time stretched up to 36 months. So, apply for instant credit on UPI & use the funds to meet your needs.
FlexPay Card is an offering from Vivifi India Finance Pvt. Ltd., a non-banking financial company (NBFC) registered with the RBI.
Why use a FlexPay Card?
Instant credit approval & disbursal: Get access to credit instantly and shop on UPI.
Credit management: Check pending dues, review payment history, & track your spending.
Quick payments: As it is like a credit card on mobile, it helps you make quick & easy merchant payments & send money to your friends & relatives instantly.
No hidden charges
Flexible repayments
Multilingual platform
Use instant credit on UPI to get cash right away, and use it for any of your needs. You can repay us the amount with minimal interest, anytime at your convenience.
FlexPay Card aims at replacing the traditional credit card experience with its Digital Credit Card. It’s like a Credit Card on Mobile that lets you pay for any need instantly with your approved credit. Avail instant credit on UPI, rewards, & more on FlexPay Card.
Documents Required for Verification:
• Identity Proof (Aadhaar / Driver’s Licence / Passport / Voter ID)
• PAN card
• Address Proof (Driving Licence/Utility Bills / Aadhaar / Passport / Bank Statements /Voter ID)
• Net banking verification for validating your income
• Selfie/Photo
Eligibility Criteria for Loan
• Must be an Indian Citizen
• Must be above the age of 21
• Must have a minimum salary of ₹8,000
About Safety and Security: FlexPay Card is completely safe & secure. Information you share is encrypted & only used to verify your application.
Contact Details
Address: 5th Floor, Block C, Sanali Info Park, Road No: 2, Banjara Hills, Hyderabad, Telangana 500034. Email us at: [email protected]
FlexPay Card, brought to you by FlexSalary, is a Digital credit card like app that provides customers with their very own Digital Credit Card like experience. Now you can shop easily at offline merchants that accept UPI payments. Just scan and pay in a single tap using your approved credit.
FlexPay Card provides instant credit up to ₹ 2,00,000 for salaried individuals in India with the following -
• Annual percentage interest rate (APR)- maximum of 36%
• Tenure- Ranging from 10 months to 36 months
• One-time Processing Fee- ₹300 - ₹750 (including GST): Will be applicable in the case of a new customer only at the time of first withdrawal.
• Late Fee- ₹0
• Bounce cheque fees-₹0
• Prepayment penalty- ₹0
• Line usage fee- 1.5% + Tax Applicable only if the credit line is kept active after a part payment.
Using FlexPay Digital Credit Card, you can now pay for your groceries, medicines, bike service or buy train tickets & much more using your smartphone & pay later at your convenience.
If that’s the case, what are our charges? Let’s take a small example to explain this-
Payment Example*: Suppose you get approved for a credit amount of ₹50,000 at an interest of 33% for a tenure of 10 months, the total of all the payments would be ₹57,605. This translates to a maximum APR of 35.47%.
• Approved Loan Amount= ₹50,000
• Loan Tenure= 10 months
• Total of all payments= ₹57,605
• Principal= ₹50,000
• One-time Processing Fee= ₹750
• Total Interest Amount= ₹6,855
*The above example shows the schedule for a customer who makes all the suggested payments on time with a minimum payment of 15% of initial outstanding (principal). Interest Rate varies based on the risk profile of the customer.
There are no fixed EMI payments. You can repay the loan along with interest conveniently in flexible payments over time stretched up to 36 months. So, apply for instant credit on UPI & use the funds to meet your needs.
FlexPay Card is an offering from Vivifi India Finance Pvt. Ltd., a non-banking financial company (NBFC) registered with the RBI.
Why use a FlexPay Card?
Instant credit approval & disbursal: Get access to credit instantly and shop on UPI.
Credit management: Check pending dues, review payment history, & track your spending.
Quick payments: As it is like a credit card on mobile, it helps you make quick & easy merchant payments & send money to your friends & relatives instantly.
No hidden charges
Flexible repayments
Multilingual platform
Use instant credit on UPI to get cash right away, and use it for any of your needs. You can repay us the amount with minimal interest, anytime at your convenience.
FlexPay Card aims at replacing the traditional credit card experience with its Digital Credit Card. It’s like a Credit Card on Mobile that lets you pay for any need instantly with your approved credit. Avail instant credit on UPI, rewards, & more on FlexPay Card.
Documents Required for Verification:
• Identity Proof (Aadhaar / Driver’s Licence / Passport / Voter ID)
• PAN card
• Address Proof (Driving Licence/Utility Bills / Aadhaar / Passport / Bank Statements /Voter ID)
• Net banking verification for validating your income
• Selfie/Photo
Eligibility Criteria for Loan
• Must be an Indian Citizen
• Must be above the age of 21
• Must have a minimum salary of ₹8,000
About Safety and Security: FlexPay Card is completely safe & secure. Information you share is encrypted & only used to verify your application.
Contact Details
Address: 5th Floor, Block C, Sanali Info Park, Road No: 2, Banjara Hills, Hyderabad, Telangana 500034. Email us at: [email protected]
