Personal Loan, Instant & Online Loan - OfferMeLoan

OfferMeLoan, India’s first Platform to help loan seeking borrowers such as Self Employed & Salaried young professionals to save their time, travel & struggle by getting consulting from nearby Bank Certified Loan Agents who can process their loans via Banks & NBFC tie-ups ranging from ₹1 Lakh to ₹100 Crore.


Loan Features:
● All Kind of Loans Available.
✔Personal loan ✔Business Loan ✔Home Loan ✔Car Loan & Vehicle Loan
✔Mortgage Loan ✔Gold Loan ✔Education Loan ✔Loan Transfer

● It's Quick.
Complete the loan request in 4 steps with priority consulting via loan agents in minutes as fast as a lightening with Doorstep Service. They also help you resolve your documents or CIBIL issues

● It’s Flexible.
Select your most preferred & verified loan agents among multiple options nearby you. Save time, travel, struggle & money by in App Document Sharing or storing with Confidential and Secured Drive

● It’s Digital.
Apply for the loan & track the loan processing until disbursement by a simple click on the app. Request multiple loans for multiple times to multiple loan agents for consulting.

● It’s Completely Personal.
Directly Call, Chat or Meet with Loan agents as per your convenience to discuss your need.

● It’s User-Friendly.
Both Hindi version and English version are available.

The interest rate ranges from
✔ 12% per annum to 25% per annum (APR) for Personal Loan & Business Loan
✔ 8% per annum to 15% per annum (APR) for Home Loan
✔ 10% per annum to 25% per annum (APR) for Car Loan & Vehicle Loan
✔ 9% per annum to 14% per annum (APR) for Mortgage Loan
✔ 10% per annum to 19% per annum (APR) for Gold Loan
✔ 8% per annum to 14% per annum (APR) for Education Loan
✔ 8% per annum to 13.50% per annum (APR) for Loan Transfer

The repayment tenure is decided by the Banks & NBFCs who provide loans which ranges from
✔ 365 Days to 5 Years for Personal loan & Business Loan
✔ 5 Years to 30 Years for Home Loan
✔ 2 Years to 7 Years for Car Loan & Vehicle Loan
✔ 3 Years to 18 Years for Mortgage Loan
✔ 30 Days to 365 Days for Gold Loan
✔ 365 Days to 15 Years for Education Loan
✔ 5 Years to 30 Years for Loan Transfer

Fees & Charges:
The charges and repayment tenures depend on the Banks, NBFCs and repayment ability of the customers. A small processing fee is charged by Banks & NBFCs. Overdue Penalty is only charged when someone delays their scheduled payment as per Banks & NBFC Policies. In addition, GST will be applicable only on the processing fee and convenience fee components according to Indian laws by Banks & NBFCs.

Sample Interest Calculation：
If the principal amount is ₹1,00,000 and the interest is 15% per annum; and the tenure is 365 days, then the overall interest payable is ₹22.76 per day x 365 days = ₹8,310 + ₹1,00,000 = ₹1,08,310 only. The Monthly EMI will be ₹9,026/-
Processing fees or Settlement fees will be from 5% to 10%.

Eligibility:
✔ Indian resident with above the age of 18
✔ Salaried or Self Employed Individuals
✔ Minimum monthly salary ₹15000 or Annual Income is above 2.6 Lakh
✔ Employed since 1 year in existing company.
✔ CIBIL Score above 650

How It works:
1. Install OfferMeLoan Personal Loan App from the Google Play store
2. Register the APP with personal details
3. Select the loan agent after comparison
4. Check loan probability counter & Apply for loan processing request.
5. Add Loan to Priority Processing or Waiting List
6. Start consulting with Loan agents on Call, Chat or by Meeting Personally.

Security, Privacy & Terms:
✔ Data security & privacy is given top priority. We comply with the highest security standards & protocols. All transactions are 100% secured.
✔ Loan Processing Approving or Rejecting is dependent on you CIBIL/Documents Statement verified by Loan Agents/Bank/NBFC.
✔ We are not Responsible if your Loan Request is Not Accepted or Rejected Due to Low/Negative CIBIL Score by Loan Agents after inspection.

Website: https://www.offermeloan.com