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My Money

My Money APK

My Money APK

5.0.0 FreeIIFL Finance Limited ⇣ Download APK (48.88 MB)

MyMoney: Track, Save & Borrow the smarter way

What's My Money APK?

My Money is a app for Android, It's developed by IIFL Finance Limited author.
First released on google play in 3 years ago and latest version released in 6 months ago.
This app has 647.5K download times on Google play and rated as 2.80 stars with 14,036 rated times.
This product is an app in Finance category. More infomartion of My Money on google play
Introducing MyMoney, your personal money manager. Borrow, track & save money at low rates all in one app.
Brought to you by IIFL Finance, one of India’s largest non-banking financial companies, MyMoney is a free app that helps you borrow money, track your credit score & analyse your spends. Using MyMoney, you can apply for a personal loan or a business loan instantly! Now you can grow with confidence!
Download MyMoney right now and see the difference in your money management.

Key features

* Credit score: Get your CIBIL score for FREE within a minute

* Expense Analyser: Track your income and expenses displayed according to standard and user-defined categories. Create categories as many as you need.

* Instant Loan: Apply for a personal loan or a business loan digitally and meet your funding requirement in no time.

* Investment Analysis: Makes it easy for you to understand your investments by displaying them in attractive graphical formats.

* Invest with ease: Apply for Demat Account or invest in Mutual Fund SIPs.

* Easy and fast set-up: It takes just 10 minutes to download, create profile, link accounts and get started!

* Your data is safe: Your personal details and investments will be safe with highest levels of data security protocols.

* Can be used by everyone: Works on Android 5.0 and above.


Available in English language only.


Product Features for Personal Loan:

1. Get loans ranging from INR 5,000 to INR 2,00,000
2. 100% online loan application process - Only few documents to be uploaded on the application
3. Disbursal within 24 hours
4. Minimum APR (Annual Percentage Rate) is 22% and the Maximum APR (Annual Percentage Rate) is 28%
5. Minimum Tenure is 3 months and Maximum Tenure is 12 months
6. Processing Fee is 2% - 4%
7. Get a higher loan on successful repayment

*The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure.

Example
Loan Amount: ₹20,000
Tenure:180 days (6 months)
Interest Charged: ₹ 1,426 (24% per annum)
Processing Fee: ₹236 (1% of Loan Amount - ₹200 + GST @18% - ₹36)
Amount Disbursed: ₹19,764
EMI Amount: ₹ 3,571

Loan amount is ₹ 20,000. Disbursed amount is ₹ 19,764. Total loan repayment amount is ₹ 21,426.


Product Features for Business Loan:

1. Get Loans ranging from ₹ 1,00,000 to ₹ 10,00,000.
2. 100% online loan application process- only few documents to be uploaded on the application
3. Disbursal within 24 hours
4. Minimum APR (Annual Percentage Rate) is 18% and the Maximum APR (Annual Percentage Rate) is 22%
5. Tenure ranges from 3 to 60 months
6. Get a higher loan on successful repayment
7. We provide loans to business person providing accurate bank statements or GST details

Interest Calculation
If you avail a loan of ₹ 3,00,000 for a tenure of 12 months at 18% p.a. interest rate, the loan EMI will be ₹ 27504 and the total interest paid would be ₹ 30048