Creditt - Instant loan online
Creditt - Instant loan online APK
7.1.25 ․ 1 year agoFree ․ Credify Technologies Private Limited ⇣ Download APK (27.98 MB)
Creditt is an innovative instant loan application with instant disbursal online.
What's Creditt - Instant loan online APK?
Creditt - Instant loan online is a app for Android, It's developed by Credify Technologies Private Limited author.
First released on google play in 5 years ago and latest version released in 1 year ago.
This app has 2.1M download times on Google play and rated as 4.16 stars with 29,725 rated times.
This product is an app in Finance category. More infomartion of Creditt - Instant loan online on google play
- Instant personal loans from ₹ 5,000 to ₹ 30,000
- Sanctions in just 30 mins
- Interest rate ranges from 20%
- Maximum 36% per annum based on the product availed
- Tenures is 90 days to 180 days based on eligibility
- Processing fees start at just ₹ 350 and the maximum is 3% whichever is
higher
- No membership or upfront fees Representative cost of a Creditt’s Instant
Personal Loan:
Loan amount is ₹10,000 & interest rate of 20% per annum
Loan Duration: 90 days;
Total personal loan interest: ₹334 (₹10,000 x 20%/365 x 90 = ₹493)
Processing Fees: ₹350 (inclusive of GST)
Total Applicable Deduction: ₹350
In-hand Loan Amount: ₹10,000 (loan approved) - ₹350 (processing charge) = ₹9,650
Monthly EMI Repayable: (Loan Amount + interest)/(No. Of EMI) = (₹ 10,000 + ₹ 493 = ₹ 10,493 / 3 ): 3498 Monthly repayment
Total Loan Repayment: 13498/- at the end of completion of the loan
Loan Processing fees will be subtracted upfront from the principal amount and the remaining balance is transferred over.
*This is an indicative calculation, interest and other charges varies based on the Creditt profile
No credit history is required and no prepayment charges at all.
Creditt uses a proprietary scoring engine to evaluate the scoring to provide the best experience to the users in the need for an instant loan.
Cities/States in which Creditt App is available. The exception to certain pin-codes which are still non-operational from below list
*Customers having below mentioned Cities/States on their Aadhaar
Card are eligible for applying an instant loan
Mumbai
Thane
Pune
Delhi
Gujarat
Bangalore
Chennai
Coimbatore
Kolkota
Nagpur
Udaipur
Mysuru
Ghaziabad
Noida
Gurugram
Document required
• Aadhaar card needed to register
• Customers will get the loan according to the Address mentioned on their Aadhaar
Card
• Active PAN card needed to apply for a loan
How Creditt app works?
• Register using Aadhaar and mobile number
• Avail a loan in 4 simple steps
• On approval, loan amount transferred into the bank account in real-time
Data Security & Privacy
• All the data are secure and safe with us
• Phone contact list will be uploaded to Creditt server
APR and other Charges
The APR charged to the customer varies on the basis of the different products availed and the risk profile of the customer. The APR for different personal loan products: for Buy Now, Pay later loans 0%-27%, for Personal/Cash loans 18%-33%. The penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws.
NBFC Details
• Partnered NBFC
1. Datson Exports LTD
2. Sampati Securities LTD
• RBI NBFC Registration Number
1. Datson Exports LTD - 05.00683
2. Sampati Securities LTD - 024926
- Sanctions in just 30 mins
- Interest rate ranges from 20%
- Maximum 36% per annum based on the product availed
- Tenures is 90 days to 180 days based on eligibility
- Processing fees start at just ₹ 350 and the maximum is 3% whichever is
higher
- No membership or upfront fees Representative cost of a Creditt’s Instant
Personal Loan:
Loan amount is ₹10,000 & interest rate of 20% per annum
Loan Duration: 90 days;
Total personal loan interest: ₹334 (₹10,000 x 20%/365 x 90 = ₹493)
Processing Fees: ₹350 (inclusive of GST)
Total Applicable Deduction: ₹350
In-hand Loan Amount: ₹10,000 (loan approved) - ₹350 (processing charge) = ₹9,650
Monthly EMI Repayable: (Loan Amount + interest)/(No. Of EMI) = (₹ 10,000 + ₹ 493 = ₹ 10,493 / 3 ): 3498 Monthly repayment
Total Loan Repayment: 13498/- at the end of completion of the loan
Loan Processing fees will be subtracted upfront from the principal amount and the remaining balance is transferred over.
*This is an indicative calculation, interest and other charges varies based on the Creditt profile
No credit history is required and no prepayment charges at all.
Creditt uses a proprietary scoring engine to evaluate the scoring to provide the best experience to the users in the need for an instant loan.
Cities/States in which Creditt App is available. The exception to certain pin-codes which are still non-operational from below list
*Customers having below mentioned Cities/States on their Aadhaar
Card are eligible for applying an instant loan
Mumbai
Thane
Pune
Delhi
Gujarat
Bangalore
Chennai
Coimbatore
Kolkota
Nagpur
Udaipur
Mysuru
Ghaziabad
Noida
Gurugram
Document required
• Aadhaar card needed to register
• Customers will get the loan according to the Address mentioned on their Aadhaar
Card
• Active PAN card needed to apply for a loan
How Creditt app works?
• Register using Aadhaar and mobile number
• Avail a loan in 4 simple steps
• On approval, loan amount transferred into the bank account in real-time
Data Security & Privacy
• All the data are secure and safe with us
• Phone contact list will be uploaded to Creditt server
APR and other Charges
The APR charged to the customer varies on the basis of the different products availed and the risk profile of the customer. The APR for different personal loan products: for Buy Now, Pay later loans 0%-27%, for Personal/Cash loans 18%-33%. The penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws.
NBFC Details
• Partnered NBFC
1. Datson Exports LTD
2. Sampati Securities LTD
• RBI NBFC Registration Number
1. Datson Exports LTD - 05.00683
2. Sampati Securities LTD - 024926
