Ally is a loan and Investment app built to be your personal financial ally. As your financial advisor, ally gives you the opportunity to invest in a passively managed diversified portfolio of financial assets which includes stocks, bonds, treasury bills, and exotic options like local businesses in your community among others. You can choose one of our curated plans or create your custom plans to invest in. There are no minimum restrictions on the amount you can invest. As an investor, we believe you should get the majority of the returns on your money so we do not fix returns as your gains are potentially unlimited and depend on the performance of the underlying assets you’ve invested in. To ensure we are always on your side, we only make money when your investment gains are higher than the monthly adjusted inflation rate. Ally offers you access to a line of credit that you can draw on whenever the need arises without having to apply and re-apply for a loan. Your loan limit increases as you repay loans and carry out in-app transactions. You can buy airtime, data, DSTV and GOTV subscriptions in a click. Track your expenses. Make free transfers to any bank account.